Consumers will continue to face higher insurance prices if excessive personal injury claims are not tackled.
That's according to a new report from business group IBEC.
Payouts here are sometimes 3 times higher than those in England and Wales for similar injuries.
The business and employers group now wants to see the amounts paid out reduced.
The association says that some insurance companies are afraid to challenge amounts awarded to claimants, due to the cost of legal fees.
IBEC is also appealing to the courts system to follow the awarding system set out by the Personal Injuries Board.
Its Head of Infrastructure Neil Walker says insurance companies often don't challenge compensation payouts for fear of legal challenges:
